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The Daily Insight

Will my daughter lose her SSI if I get married?

Author

John Thompson

Published Mar 04, 2026

Supplemental Security Insurance (SSI) For SSI (disability benefits for low-income disabled people who did not pay enough into the Social Security system for SSDI), eligibility for benefits is never terminated simply by marriage. SSI benefits are available to unmarried and married disabled people alike.

Does being married affect SSI?

Supplemental Security Income (SSI) If you and your spouse both get SSI, your benefit amount will change from an individual rate to a couple’s rate.

How long do you have to be married to get spouse SSI?

How long does someone have to be married to collect Social Security spouse benefits? En español | To receive a spouse benefit, you generally must have been married for at least one continuous year to the retired or disabled worker on whose earnings record you are claiming benefits.

How is SSI calculated for a child?

If the child has no earned income of his/her own, Social Security simply calculates the amount of the child’s SSI benefit by taking the parent’s deemed income, subtracting the $20 deduction, and then subtracting this amount from the current maximum monthly SSI amount ($794 in a state that doesn’t supplement SSI).

What happens to your SSI benefits when you get married?

Effects of Marriage on SSI Eligibility. When you get married, and if your spouse is not also receiving SSI benefits, Social Security Administration will count your spouse’s income towards your SSI eligibility.

How are married couples treated in the SSI program?

Benefit Rate Option 3: Impose a limit on payments to all SSI recipients who live in multirecipient households. Benefit Rate Option 4: Eliminate the concept of treating as a married couple unmarried persons who represent themselves to the community as husband and wife (the concept of “holding out”).

What makes a disabled spouse ineligible for SSI?

The SSA has a very complicated formula for deeming spousal income. In a nutshell, if the spouses’ combined countable income (after certain sizeable deductions) is more than $1,100 per month (in 2015), the disabled spouse will be ineligible for SSI.

Can a former spouse receive Social Security benefits after a divorce?

If you’ve remarried, you can’t collect benefits on your former spouse’s record unless your later marriage ended by annulment, divorce, or death. Also, if you’re entitled to benefits on your own record, your benefit amount must be less than you would receive based on your ex-spouse’s work.