What is the minimum amount to withdraw from an IRA?
Andrew Ramirez
Published Feb 26, 2026
Your 2019 minimum withdrawal equals $250,000 divided by the life-expectancy divisor of 24.7 for an IRA owner who is 73 years old (from Table III in Appendix B of IRS Publication 590-B). The answer is $10,121 ($250,000/24.7), and you must withdraw that amount (at least) by Dec. 31, 2019.
What is the minimum RMD percentage?
RMD – Required Minimum IRA Distribution
| Required Minimum IRA Distribution (RMD) | ||
|---|---|---|
| Current Age | Distribution period (years) | Percent |
| 70 | 27.4 | 10.42% |
| 71 | 26.5 | 10.99% |
| 72 | 25.6 | 11.63% |
How to calculate the required minimum distribution from an IRA?
Use one of these worksheets to calculate your Required Minimum Distribution from your own IRAs, including SEP IRAs and SIMPLE IRAs . Chart of required minimum distribution options for inherited IRAs (beneficiaries)
How to calculate RMD for a traditional IRA?
For those who turned 70½ in 2019 or before and have a Traditional, Rollover, SEP or SIMPLE IRA, please use our Traditional IRA RMD Calculator to estimate your annual distributions. For those who inherited an IRA in 2019 or before, please use our Inherited IRA RMD Calculator to estimate annual withdrawals you may need to take.
How to calculate the minimum distribution in Excel?
By changing any value in the following form fields, calculated values are immediately provided for displayed output values. Click the view report button to see all of your results. Your required minimum distribution is $3,906.25. * indicates required. This entry is required. Enter an amount between 20
What is the required minimum distribution for 2019?
Your required minimum distribution is $3,906.25. This calculator follows the SECURE Act of 2019 Required Minimum Distribution (RMD) rules. The SECURE Act of 2019 changed the age that RMDs must begin. If you were born on or after 7/1/1949 your first RMD will be for the year you turn 72.
