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The Daily Insight

What is a caretaker for children?

Author

Emma Jordan

Published Mar 05, 2026

Child caregivers look after the basic needs of children, such as dressing, feeding, and supervising their playtime. They also provide a beneficial learning environment and a safe “home away from home” for little ones.

Can a son be a caregiver?

Family members, including adult children can be chosen to provide care for their mothers and fathers. Again, like Waivers, the adult children caregivers are paid the Medicaid approved hourly rate for their efforts.

Can a parent qualify for the child caretaker exception?

Rather than having to sell the home to pay for nursing home care, with the child caretaker exception, the parent gets to remain in the home longer, which they likely prefer. This is obviously good news for families, but parents and adult children must meet certain criteria in order to qualify for the child caretaker exception.

What do you need to know about child caregiver exemption?

The care provided by the adult child must have enabled the senior to continue to live at home, rather than require relocation to an assisted living facility or nursing home. Documentation indicating that this is the case is required. Providing care for an elderly parent may include: Monitoring medications.

Is there a caregiver exemption for assisted living?

The Caregiver Child Exemption allows adult children to care for their parents at home as opposed to moving them into a Medicaid-funded assisted living residence or nursing home. (As a side note, Medicaid will not pay for the room and board portion of assisted living. Rather, Medicaid will only pay for assisted living services and supports).

Can a full time caregiver get an exemption from MERP?

Your moms home – which is an exempt asset for her lifetime – will be subject to MERP after her death if mom goes onto medicaid. A full time caregiver can apply for an exemption to MERP.