T
The Daily Insight

What happens if I dont pay Rent-A-Center?

Author

Andrew Ramirez

Published Mar 12, 2026

Every payment you make at Rent-A-Center is fully protected. If you don’t pay and you don’t return the item, then the entire amount of the item becomes due, and is sent to collections.

What happens if you break something from Rent-A-Center?

If your item stops working and requires off-site repair, Rent-A-Center will provide a comparable loaner at no additional charge while we fix the original item. Sometimes products break from a manufacturing defect. If that happens, and you’re up-to-date on your payments, we’ll fix or replace the item right away.

How can I get out of my Rent-A-Center contract?

A contract might allow you to get out of your deal by exercising an ‘early purchase option,’ which usually requires a large upfront payment. If you can’t afford the early payoff, you can continue making your regular weekly, semiweekly or monthly payments until your contract ends (many contracts last two or more years).

Can Aarons put me in jail?

No one can be jailed just for owing a debt, or failing to make payments on a contract. You can, however, be criminally charged and, if convicted, jailed, if you act to deprive an owner of their lawful property.

Can Rent-A-Center charge me with theft?

The Rent a Center doesn’t file charges against you. The State Attorney’s Office does. If the Rent a Center believed that you lied to them and they can provide some proof that you intentionally did something that was fraudulent in order to obtain…

Does Rent-A-Center send you to collections?

Yes they can. Typically they require weekly payments. You should read your rental contract. You may need to retain an attorney to handle this situation for you.

What happens if you don’t pay Aaron’s Rental and you don’t return?

Can you go to jail for not paying Aarons 2020?

In the U.S. we don’t have (any longer) debtor’s prison. So you won’t go to jail for non paying your debts. These kinds of rental companies have a high credit default risk, so they have very quick and automated processes for dealing with customers that owe them money.