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The Daily Insight

Is mutual fund growing in India?

Author

Emma Jordan

Published Mar 17, 2026

The mutual fund industry added more than 81 lakh investor accounts in 2020-21, taking the total tally to 9.78 crore, and experts hope that the healthy growth in folios would continue in the ongoing fiscal also.

Why mutual funds are growing in India?

In India, insurance and mutual funds are two financial products that are seeing rapid growth that is likely to be sustainable. India is an under-insured country. Healthcare costs are spiraling, and people have understood the need for health insurance. Hence, insurance company stocks are likely to do well over time.

What is the role of mutual fund in capital market?

ROLE OF MUTUAL FUNDS IN INDIAN FINANCIAL MARKETS They provide active support to secondary market and increase liquidity of capital market and bring stability in financial market.

Which SIP is best for 5 years?

Best SIP Plans for 5 Years in Equity Funds

  • Axis Bluechip Fund Monthly SIP Plan. This is an open-ended equity scheme with a track record of outperformance.
  • ICICI Prudential Blue chip Fund.
  • SBI Blue chip Fund.
  • Mirae Asset Large Cap Fund.
  • SBI Multicap Fund.

    Which mutual fund is best?

    Here is the list of top 10 schemes:

    • Parag Parikh Long Term Equity Fund.
    • Kotak Standard Multicap Fund.
    • Axis Midcap Fund.
    • DSP Midcap Fund.
    • Axis Small Cap Fund.
    • SBI Small Cap Fund.
    • SBI Equity Hybrid Fund.
    • Mirae Asset Hybrid Equity Fund.

    Is SIP better or lump sum?

    If you are an investor with a small but regular amount of money available for investment, SIPs can be a more suitable investment option. For investors with a relatively high investment amount and risk tolerance, lump-sum investments may be more beneficial.

    Which SIP is best for 3 years?

    Top SIP Mutual Funds in India

    SIP PlansType3 Year
    Axis Blue Chip FundEquity Fund7.53%
    Axis Focused 25 FundEquity Fund-9.74%
    Birla SL Balanced ’95 FundBalanced Fund9.42%
    Birla SL Equity FundEquity Fund13.70%

    Which type mutual fund is best?

    The table below shows the best debt funds:

    Mutual fund5 Yr. ReturnsRating
    DSP Government Securities Fund – Direct Plan – Growth8.92%
    ICICI Prudential Constant Maturity Gilt Fund8.99%
    IDFC Government Securities Fund – Investment Plan – Regular Plan – Growth8.75%NA
    NIPPON INDIA NIVESH LAKSHYA FUND – Direct Plan – GrowthNA

    Why AUM is importance in mutual fund?

    Assets under management are the overall market value of assets/capital that a mutual fund holds. The fund manager manages these assets and takes investment decisions on behalf of investors. AUM is an indicator of the size and success of a fund house. The AUM-value also includes the returns that a mutual fund earns.

    Which are the top 5 mutual funds?

    Top 10 Mutual Funds in India

    • Mirae Asset Large Cap Fund. Small Cap Funds. 14.18% 15.01% Invest.
    • Axis Bluechip Fund. Mid Cap Funds. 14.3% 16.03% Invest.
    • ICICI Prudential Bluechip Fund. Mid Cap Funds. 12.41% 13.04% Invest.
    • SBI Bluechip Fund. MultiCap Funds. 12.84% 12.08% Invest.
    • SBI Flexicap Fund. Balanced Funds. 13.52% 13.43% Invest.

      Why is SIP bad?

      Systematic investing can help avoid timing of markets. The unexpected fallout is that emerging affluent investors are afraid of making one-time investments in equity markets and mutual funds. Overdoing the SIP logic can be bad for an investor’s portfolio because it may keep her significantly under-invested in equities.