How much more likely are you to die on a motorcycle?
Andrew Mclaughlin
Published Mar 24, 2026
According to the U.S. Department of Transportation’s National Highway Traffic Safety Administration (NHTSA), you are 37 times more likely to die in a motorcycle accident than a car accident – and nine times more likely to become injured while riding a motorcycle than while driving a car.
What happens when insurance totals your motorcycle?
If your motorcycle is totaled, the insurance company is required to pay you only the fair market value of your bike, regardless of how much you owe on it or how much you think it is worth. Fair market value is the amount that the motorcycle would sell for on the open market.
Is my spouse entitled to my personal injury settlement in Georgia?
A spouse cannot claim any of this compensation as their own. As the Georgia Supreme Court has explained: A personal injury claim settlement, to the extent that it represents compensation for pain and suffering and loss of capacity is peculiarly personal to the party who receives it.
How do most motorcyclists die?
Crashes between a motorcycle and another vehicle make up 56% of death from motorcycle accidents. 78% of these accidents are head-on collisions. And a majority of these head-on collisions prove to be fatal for the person on the motorcycle.
How do most people die on a motorcycle?
Motorcycles in Head-On Collisions Crashes involving motorcycles and other vehicles account for 56% of motorcycle accident deaths. In the vast majority of these accidents, the car strikes the motorcycle from the front –78% of the time.
Does frame damage total a motorcycle?
State vs Insurance Mandates for Totaled Motorcycles Your motorcycle may be considered totaled by your insurance provider if: The damages exceed 50%-75%+ of the motorcycle’s actual cash value. Proper repairs can’t be made for major structural damage. The frame had to be replaced or extensively repaired.
What is the actual cash value of my motorcycle?
As defined by the International Risk Management Institute, actual cash value (ACV) is replacement cost (RC) minus depreciation. When buying a new motorcycle, like any new vehicle, the value of that bike depreciates as soon as it leaves the dealership.
What percentage of motorcyclists die?
Persons Killed In Total And Alcohol-Impaired Crashes By Person Type, 2019
| Alcohol-impaired crash fatalities (1) | ||
|---|---|---|
| Person type | Total killed | Percent of total killed |
| Unknown occupant | 57 | 3 |
| Total | 23,744 | 32% |
| Motorcyclists | 5,014 | 34% |
What should you not do when riding a motorcycle?
10 Things Not To Do On A Motorcycle
- You’ve taken your motorcycle course, gotten your license, and have miles of experience in your mirrors.
- Don’t neglect your motorcycle.
- Don’t ride beyond your limits.
- Don’t neglect yourself.
- Don’t mix substances with riding.
- Don’t lose sight of what’s important while riding, flyboy.
What percentage of bikers die?
Occupant Fatality Rates By Vehicle Type, 2010 And 2019
| Fatality rate | Motorcycles | Passenger cars |
|---|---|---|
| Per 100,000 registered vehicles | 58.33 | 9.42 |
| Per 100 million vehicle miles traveled | 25.47 | 0.89 |
| Percent change, 2010-2019 | ||
| Per 100,000 registered vehicles | 3.4% | 2.1% |
Motorcyclist Safety But motorcycling also can be dangerous. Per vehicle miles traveled in 2019, motorcyclists were about 29 times more likely than passenger vehicle occupants to die in a motor vehicle crash and were 4 times more likely to be injured. Safe motorcycling takes balance, coordination, and good judgment.
What percentage of motorcycle owners die?
Is motorcycle riding worth the risk?
But if you are the type that rides carefully and in a safe way, motorcycle riding is very worth the risk because there are chances that you won’t make a life-threatening accident. But with all that, most motorcyclists stay healthy and intact and don’t make a life-threatening accident.
What do you do with a wrecked motorcycle?
If you are looking forward to making cash for the wrecked motorcycle you can sell it to the motorcycle junkyard. You must contact motorcycle buyers who can offer you a decent price for your wrecked motorcycle. Do not limit yourself to the local motorcycle junkyards to get rid of your old bike.
Are there any advantages to settling a motorcycle accident claim?
Here are some of the many advantages of settling your motorcycle accident claim: Guaranteed Compensation: The money from a settlement is guaranteed once it is agreed to by the parties.
Are there any motorcycle accident settlements in Florida?
The above pie graph doesn’t contain every motorcycle accident settlement and verdict in Florida. Many settlements (and verdicts) aren’t reported. What does the pie graph tell us?
Is there a pie graph for motorcycle accident settlements?
In many cases, our client didn’t have uninsured motorist insurance. Here is a pie graph of our motorcycle accident settlements for a particular time period. Again, this is only for the personal injury part of the case. Watch this video to see the 3 top ways that you may lose your motorcycle injury claim:
Do you have to pay for property damage on a motorcycle?
Therefore, I am not talking about the settlement for the damage to the motorcycle. Thus, the property damage settlement is in addition to the injury settlement. If you are injured while riding a motorcycle, will there be enough insurance to pay for the fair value of your case?
