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The Daily Insight

How many people file chapter13?

Author

Emma Jordan

Published Apr 06, 2026

The Administrative Office of the U.S. Courts makes bankruptcy filing data available monthly, quarterly, and annually. Across the country, about 62.4% of personal bankruptcy cases are Chapter 7 cases, and about 37.5% are filed under Chapter 13. The remainder are Chapter 11 cases. Percentages differ from state to state.

Who would file for a Chapter 13 bankruptcy?

To be eligible to file for Chapter 13 bankruptcy, an individual must have no more than $419,275 in unsecured debt, such as credit card bills or personal loans. They also can have no more than $1,257,850 in secured debts, which includes mortgages and car loans.

How many people file chapter7?

Cases Filed in 2020

Total Filings544,463
Chapter 7381,217
Chapter 118,113
Chapter 13154,341
Total Other Chapters792

In the 12-year span from October 1, 2005 to September 30, 2017, about 12.8 million consumer bankruptcy petitions were filed in the federal courts. Of those, 8.7 million–68 percent–were filed under Chapter 7, and 4.1 million– 32 percent–were filed under Chapter 13 (see Table 1).

Who can file for Chapter 11 bankruptcy?

Corporations, partnerships, and limited liability companies (LLCs) usually file Chapter 11, but in rare cases individuals with a lot of debt who do not qualify for Chapter 7 or 13 may be eligible for Chapter 11.

When do Unsecured Creditors file for Chapter 7 bankruptcy?

Most chapter 7 cases involving individual debtors are no asset cases. But if the case appears to be an “asset” case at the outset, unsecured creditors (7) must file their claims with the court within 90 days after the first date set for the meeting of creditors.

Who is eligible for Chapter 7 bankruptcy relief?

To qualify for relief under chapter 7 of the Bankruptcy Code, the debtor may be an individual, a partnership, or a corporation or other business entity. 11 U.S.C. §§ 101 (41), 109 (b).

Can a sole proprietorship file bankruptcy under Chapter 11?

Under chapter 11, the debtor may seek an adjustment of debts, either by reducing the debt or by extending the time for repayment, or may seek a more comprehensive reorganization. Sole proprietorships may also be eligible for relief under chapter 13 of the Bankruptcy Code.

Who is eligible for bankruptcy under Chapter 13?

Sole proprietorships may also be eligible for relief under chapter 13 of the Bankruptcy Code. In addition, individual debtors who have regular income may seek an adjustment of debts under chapter 13 of the Bankruptcy Code.