T
The Daily Insight

How do I find out my tax debt balance?

Author

Andrew Mclaughlin

Published Mar 28, 2026

You can access your federal tax account through a secure login at Once in your account, you can view the amount you owe along with details of your balance, view 18 months of payment history, access Get Transcript, and view key information from your current year tax return.

How do you know if you’ll owe taxes?

Once you know the total amount of the taxes you owe, subtract any tax credits, such as the Earned Income Tax Credit. That will give you the final total of what you owe in federal taxes. Compare that number to how much your employer has withheld in taxes throughout the year.

What is outstanding tax debt?

If you didn’t pay your taxes, or if something went wrong with your return, you may have outstanding debt. There are two types of underpayment penalties. The first comes with the filing of your tax return because you did not prepay enough taxes through withholding or estimated tax payments.

How can you find out how much someone owes the IRS?

Calling the IRS to Find Out How Much You Owe Taxpayers representing a business may call 1-800-829-4933, Monday through Friday, 7 a.m. to 7 p.m. local time.

How can I find out if I have tax debt?

Review your transcripts for debt information. If you have outstanding tax debt, your balance is shown near the top of the transcripts. Each transcript lists only balances associated with the tax year, so you’ll need to review all transcripts to see if you have any debt.

What to do if you have outstanding debt with the IRS?

If you’re concerned that you might have outstanding debts with the Internal Revenue Service, there are a couple of options to verify your account status. The fastest way to get comprehensive information about any balances is to call the IRS directly. However, if you don’t want to speak with an IRS agent, you can also order free account transcripts.

How can I settle my tax debt for less?

Another option for settling your tax debt for less is to file for a “Currently Not Collectible” (CNC) status. Having a CNC status on your IRS file will stop levies, letters and collection enforcement from the IRS.

How can I find out how much money I owe to the IRS?

The fastest way to get comprehensive information about any balances is to call the IRS directly. However, if you don’t want to speak with an IRS agent, you can also order free account transcripts. These transcripts list any principal balances, penalties, interest and payments you’ve made for any tax period within the last 10 years.