How do I find out my student loan information?
James Williams
Published Feb 24, 2026
StudentAid.gov is the U.S. Department of Education’s comprehensive database for all federal student aid information….At StudentAid.gov, you can find:
- Your student loan amounts and balances.
- Your loan servicer(s) and their contact information.
- Your interest rates.
- Your current loan status (in repayment, in default, etc.)
What is important to know about student loans?
Student loans offer financial support for students who would otherwise be unable to attend college. You do not need a credit history to receive a student loan. Student loans often have lower interest rates than private loans. Fixed interest rates prevent the terms of a loan from changing over time.
What do you need to know about getting a student loan?
Here are six things you need to know about getting your first student loan. 1. Opt for federal loans before private ones There are two main loan types: federal and private. Get federal loans first by completing the FAFSA.
How can I tell if my private student loan is federal or private?
For private student loan bills, you’ll see the name of your private lender on the bill instead. Unlike with federal student loans, there is no centralized database with all private student loan information. And private student loans don’t qualify for the current interest-free forbearance.
Where can I find out who my student loan servicer is?
If you don’t know who your loan servicer is, call the Federal Student Aid Information Center (FSAIC) at 1-800-433-3243.
Is there a database for private student loans?
Unlike with federal student loans, there is no centralized database with all private student loan information. And private student loans don’t qualify for the current interest-free forbearance. They also aren’t being considered for student loan forgiveness.