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The Daily Insight

How do I claim my UK state pension?

Author

Mia Ramsey

Published Feb 22, 2026

To get the basic State Pension you must have paid or been credited with National Insurance contributions. The most you can currently get is £137.60 per week. The basic State Pension increases every year by whichever is the highest of the following: earnings – the average percentage growth in wages (in Great Britain)

How do I claim my UK pension from abroad?

In order to claim your pension you should contact the International Pension Centre or send the international claim form to the International Pension Centre. Your State Pension can be paid into a bank or building society in the UK or a bank in the country you’re living in.

Does my pension count as earnings?

The money you receive from pensions is classed as income, and most income is taxed.

How much does the state pension cost in the UK?

Those who qualify for a full state pension can expect to receive about £168.60 per week or £8767.20 during the 2019/20 tax year. The rate increases each year. Your final UK pension rate depends on your National Insurance record. You might receive less than this if you haven’t made 35 years’ worth of contributions.

Can a UK citizen claim a state pension abroad?

You can claim State Pension abroad if you’ve paid enough UK National Insurance contributions to qualify. Get a State Pension statement if you need to find out how much State Pension you may get.

What happens if you work past state pension age in UK?

If you decide to continue working past the state pension age, you can defer your state pension payments. Doing this increases your pension entitlement. In the UK, you must apply to claim your pension; to defer, just don’t submit a pension application.

What do you need to know about the state pension?

Contribution record. The State Pension is a ‘contribution-based’ benefit, and depends on an individual’s National Insurance (NI) contribution history. To qualify for a full pension (amounts given above), an individual would require: basic State Pension: 30 qualifying years (years in which NI contributions were paid),