How can I get my Social Security earnings?
Mia Ramsey
Published Mar 25, 2026
To obtain FREE yearly totals of earnings, visit our website at 4. I am the individual to whom the record pertains (or a person authorized to sign on behalf of that individual).
What counts as Social Security earnings?
Wages are the same for SSI purposes as for the social security retirement program’s earnings test. Wages include salaries, commissions, bonuses, severance pay, and any other special payments received because of your employment. (2) Wages paid in cash to uniformed service members.
Is there a limit to how much you can earn before you can claim social security?
If you are under full retirement age for the entire year, we deduct $1 from your benefit payments for every $2 you earn above the annual limit. For 2021, that limit is $18,960. In the year you reach full retirement age, we deduct $1 in benefits for every $3 you earn above a different limit.
How are your Social Security benefits based on your income?
The annual payment you receive from Social Security is based on your income, birth year, and the age at which you elect to begin receiving benefits.
When do you have to take the earnings test for Social Security?
If you claim Social Security benefits early and then continue working, you’ll be subject to what’s called the Retirement Earnings Test. If you’re between age 62 and your full retirement age, and you’re claiming benefits, you need to know about the Earnings Test Exempt Amount, a threshold that changes yearly.
How are Social Security benefits reported to the IRS?
Social security benefits include monthly retirement, survivor and disability benefits. They don’t include supplemental security income (SSI) payments, which aren’t taxable. The net amount of social security benefits that you receive from the Social Security Administration is reported in Box 5 of Form SSA-1099, Social Security Benefit Statement.