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The Daily Insight

Do I fill out W9 or W8?

Author

James Craig

Published May 16, 2026

Foreign financial institutions ask you to complete Form W9 to comply with FATCA reporting requirements imposed on them. Form W9 is intended for US persons, as explained in question 2. The equivalent form that applies to non-US persons is W8-BEN (for individuals) and W8-BEN-E (for entities).

How do you find your W9?

Go to to view, download, or print Form W-7 and/or Form SS-4. Or, you can go to to place an order and have Form W-7 and/or SS-4 mailed to you within 10 business days.

Any US business making payments to you may request that you complete this form. Form W9 is intended for US persons, as explained in question 2. The equivalent form that applies to non-US persons is W8-BEN (for individuals) and W8-BEN-E (for entities).

What is the difference between a W8 and w9 form?

The difference between W-8 and W-9 forms lies in the fact that the W-9 tax form is only required to be used by companies or associations that are created, organized and primarily in the US, operating under United States’ laws.

How to fill out a W-9 tax form?

For help filling out your W-9, please see our answers in ” Filling out the W-9 tax form (for US taxpayers) .” For W-8BEN: Name — Enter your legally given name as shown on your income tax return. These names need to match the name entered earlier in this form on the “Address” tab.

What do I need to know about the W-8 form?

Goods and/or Services U.S. Person use form W-9 Foreign Person use form W-8 Series U.S. Person use form W-9 (Appendix A) Individual use form W-8BEN (Appendix C) Corporation/Entity Vendor Operations within the U.S. use form W-8ECI (Appendix D) Vendor Operations outside the U.S. use form W-8BEN-E (Appendix B)

Do you need a W9 if you have a W8?

If you’re a US citizen, please provide a W9 form. If you’re from anywhere else, you need to fill in the W8. Still stuck? How can we help?

What happens if you don’t fill out form W-8BEN?

Provide Form W-8BEN to the withholding agent or payer before income is paid or credited to you. Failure to provide a Form W-8BEN when requested may lead to withholding at the foreign-person withholding rate of 30% or the backup withholding rate under section 3406. Establishing status for chapter 4 purposes.