Can you receive Social Security benefits if you live abroad?
Andrew Ramirez
Published Feb 23, 2026
If you are a U.S. citizen who qualifies for retirement, disability, or survivors benefits, you can generally collect them while living outside the U.S. However, benefit payments cannot be made to recipients living in certain countries, such as Cuba and North Korea.
Does the UK have a Social Security agreement with the US?
An agreement between the United States and the United Kingdom (U.K.) improves Social Security protection for people who work or have worked in both countries. The agreement covers Social Security taxes (including the U.S. Medicare portion) and Social Security retirement, disability and survivors insurance benefits.
How do I get a Social Security number outside the US?
Guidance for obtaining your Social Security Number from Overseas
- Make an appointment to visit the Federal Benefits Unit (FBU) office. Contact the office of the FBU at the closest US Embassy or Consulate in your country of residence.
- Make an appointment to visit to the Embassy/Consulate without an FBU office.
What happens to my Social Security if I move out of the country?
Retirees who are U.S. citizens are entitled to continue receiving benefits for as long as they live outside the United States. The SSA Web site also offers beneficiaries a payment screening tool that tells them whether they will be entitled to benefits if they remain outside the country for more than six months.
Can you still collect SS if you move to another country?
If you are a U.S. citizen and qualify for Social Security, you can receive payments while living in most other countries. Under Treasury Department sanctions, Social Security will not send money to anyone residing in Cuba or North Korea, although affected U.S. citizens can recoup payments once they move elsewhere.
Can a UK citizen receive Social Security in the US?
In addition, a U.K. citizen who worked in the U.S. may still receive benefits from the U.K. Regardless of whether recipients of U.K. Social Security benefits live in the U.S. or the U.K. – or anywhere else – their tax status under U.S. laws determines if the payments are taxed by the U.S.
Is the US Social Security payment taxable in the UK?
Paragraph 3 of article 17 in the US-UK tax treaty states “payments made by a Contracting State under the provisions of the social security or similar legislation of that State to a resident of the other Contracting State shall be taxable only in that other State.” Therefore, US social security paid to UK resident is only taxable in UK.
Can you receive social security if you live outside the US?
If you are a U.S. citizen, you may continue to receive Social Security payments while you live abroad if you meet two conditions. 2 You are eligible for payment. This means that you qualify for Social Security benefits based on your earnings record.
How can I get Social Security while living abroad?
Call Social Security’s Office of Earnings & International Operations at 410-965-2356. Contact a Social Security office abroad. No matter where you live, your payments will be calculated in U.S. dollars. If you have other questions, it’s best to review the Social Security publication “Your Payments While You Are Outside the United States.”