Can you pay what you owe on taxes with a credit card?
Henry Morales
Published Apr 18, 2026
More In Pay Pay with your bank account for free or choose an approved payment processor to pay by credit or debit card for a fee. View your account information securely online, including the amount you owe and your payment history.
Can you make payment arrangements on taxes owed?
Business. If you can’t pay your tax bill in 90 days and want to get on a payment plan, you can apply for an installment agreement. Typically, you will have up to 12 months to pay off your balance. If approved, it costs you $50 to set-up an installment agreement (added to your balance).
Yes, you can pay taxes with a credit card, but the real question is, should you? Unlike paying your taxes with a bank account transfer, credit card payments aren’t free. You’ll wind up incurring a fee that’s a percentage of your tax payment. The fee you’re charged varies by the payment processor you choose.
Can you file your taxes online with the IRS?
The IRS not only offers you the option of filing your tax return online through its e-file program—but the agency also accepts electronic payments for the taxes you still owe with it. The IRS works directly with tax software companies like TurboTax to make it easy to prepare and e-file your return.
Can you use a credit card to pay off your taxes?
You can use a credit card, or even ask the IRS to let you pay the balance off over time. Don’t take that completed tax return and your debt at face value, at least not if you prepared your return yourself. You can get an automatic extension to file your tax return by submitting Form 4868 to the IRS.
How does your tax return affect your credit?
Tax returns may play a role in credit decisions — lenders might ask you for copies of your filed tax returns. If you’re missing a return for a year when you should have filed, your loan processing could possibly be delayed.
How can I pay the IRS if I owe taxes?
If you end up owing additional taxes with your return, the IRS has various payment methods you can choose from. One payment option is to use your credit or debit card. This is convenient since you can authorize the payment at the same time you e-file the tax return. Alternatively, you can make the payment online or by phone after you e- file.