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The Daily Insight

Can you keep the Social Security check for the month someone dies?

Author

Mia Ramsey

Published Apr 20, 2026

If the deceased was receiving Social Security benefits, you must return the benefit received for the month of death and any later months. Benefits received by check must be returned to Social Security as soon as possible. Do not cash any checks received for the month in which the person dies or later.

Can you claim OASDI on your taxes?

The OASDI tax only applies to wages or salary income up to a certain amount that changes from year to year. For 2020, the maximum amount on which OASDI tax gets applied is $137,700. There’s a space on your income tax return that you can use to claim excess paid OASDI tax, giving you a refund of the overpaid amount.

Let us know if a person receiving Social Security benefits dies. We can’t pay benefits for the month of death. That means if the person died in July, the check received in August (which is payment for July) must be returned. Family members may be eligible for Social Security survivors benefits when a person dies.

Who is entitled to a deceased person’s Social Security?

These are examples of the benefits that survivors may receive: Widow or widower, full retirement age or older — 100 percent of the deceased worker’s benefit amount. Widow or widower, age 60 — full retirement age — 71½ to 99 percent of the deceased worker’s basic amount.

Can my kids get Social Security if their dad dies?

Within a family, a child can receive up to half of the parent’s full retirement or disability benefits. If a child receives survivors benefits, they can get up to 75% of the deceased parent’s basic Social Security benefit.

What happens if you die before collecting Social Security?

Those contributions cannot be refunded to the family when an eligible worker dies before filing for benefits; they were used to pay benefits for others during the worker’s life. Think of it this way: Social Security is not a personal retirement account but something more like insurance.

How long can a child of a deceased parent collect Social Security?

Generally, benefits for surviving children stop when a child turns 18. Benefits can continue to as late as age 19 and 2 months if the child is a full-time student in elementary or secondary education or with no age limit if the child became disabled before age 22.

What was the Social Security death benefit for my mother?

Lump-Sum Death Benefit. If your mother worked long enough to qualify for Social Security benefits, a death benefit of $255 is available to one specified family member as of 2011. If your father is still alive, he will receive the benefit if he was living with your mother, or if he was not living with her, was receiving benefits on her record.

Can you get your mother’s Social Security benefits if you are under 16?

You can expect to receive 75 percent of your mother’s benefit amount if you qualify for benefits under the Social Security Act. If your mother qualified for Social Security benefits and you are under age 16, the Social Security Administration will pay your father benefits from your mother’s record if he provides for your care.

Is it illegal to not have Social Security number in Texas?

There is no law or legal doctrine in Texas that affords any kind of job protection for such an individual. In contrast, the situation of a person who objects to having a social security number for religious reasons involves complex legal issues, and the rest of this article will focus on that situation.

When does my mother’s Social Security and SSI benefits stop?

She receives both Social Security and Supplemental Security Income (SSI) benefits. When her house sells, will her benefits stop until all the money is gone? Does she need to report it to someone? Download our in-depth guides on elder law topics. Yes and yes.