T
The Daily Insight

Can you get your money back from Rent-A-Center?

Author

Andrew Mclaughlin

Published Mar 12, 2026

Short Answer: Rent-A-Center allows you to return items and pause your payments at any time during the lease period. You will not receive a refund, but you can reinstate your rental agreement for up to two years after you pause your contract.

How do I get out of paying Rent-A-Center items?

There are two ways that you can get out of your rent-to-own contract. First, you can return your item to Rent-A-Center to pause payments. Our related research explains how to pause and reinstate a lease at Rent-A-Center. Alternatively, if you can afford it, you can pay the remaining balance of the item.

Can Rent-A-Center harass you?

Creditors like Rent-A-Center cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all. If Rent-A-Center violated the law, you may be entitled to money damages and Rent-A-Center will pay our fees and costs. You won’t owe us a dime for our services.

What’s the corporate number for Rent-A-Center?

Answer 1: The phone number for Rent-A-Center is (972) 801-1100.

What happens if u dont pay Rent-A-Center?

Every payment you make at Rent-A-Center is fully protected. If you don’t pay and you don’t return the item, then the entire amount of the item becomes due, and is sent to collections. But Rent-A-Center will sue for the remaining amount/item and additional fees you’ve now racked up.

What happens if you stop paying Rent-A-Center?

Every payment you make at Rent-A-Center is fully protected. If you don’t pay and you don’t return the item, then the entire amount of the item becomes due, and is sent to collections.

Can I cancel my Rent-A-Center agreement?

Rent-A-Center Payment Policy Customers typically can terminate their leases at any time and return the goods, or pay until they own the items. The company has two basic business models. It has more than 2,400 stores largely near low-income neighborhoods and military bases.

What happens if I can’t pay Rent-A-Center?

Can rent a center charge me with theft?

The Rent a Center doesn’t file charges against you. The State Attorney’s Office does. If the Rent a Center believed that you lied to them and they can provide some proof that you intentionally did something that was fraudulent in order to obtain…

Can Rent A Center enter your home?

Most likely, the police will not want to get involved in what is a civil matter. So Rent a Center will have to sue. Then, once they win, assuming they do, Rent a Center can get the Sheriff to go into your house and repossess your stuff. However, the contract may already give them permission to have the Sheriff come in.

Can Rent-A-Center enter your home?

Does Rent-A-Center take legal action?

This is illegal, and Rent-A-Center can and will take these people to court for it, and the court may charge these people with theft. As long as you communicate with your Rent-A-Center and don’t do anything illegal, you don’t need to worry about going to court or jail.

What does Rent-A-Center do if you dont pay?

Unfortunately, Rent-A-Center doesn’t give refunds to its customers. If you return your product before you reach ownership, Rent-A-Center will give you a payment protection voucher, which won’t allow your payments to go to waste. You’ll be able to restart your agreement whenever you’re ready within the next two years.

How do you get out of paying Rent-A-Center?

Is Rent-A-Center allowed to harass you?

Creditors like Rent-A-Center cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all. If Rent-A-Center violated the law, you may be entitled to money damages and Rent-A-Center will pay our fees and costs.

What happens if you dont pay back Rent-A-Center?

Can Rent-A-Center charge me with theft?

Rent A Center can refuse your return if the merchandise is garbage and you will have to buy out your contract. Criminal charges will land you in jail. You will be charged with theft by deception which is a felony punishable with jail time, and can even be considered grand theft if fair market value exceeds $1000.

Can Rent a Center break into your home?

Does Rent a Center report items stolen?

Simply call your store manager. If your product is damaged, we will attempt to repair it. If your product is stolen, we will ask you to provide a police report.

Can rent a center break into your home?

What happens if you break something from Rent A Center?

If your item stops working and requires off-site repair, Rent-A-Center will provide a comparable loaner at no additional charge while we fix the original item. Sometimes products break from a manufacturing defect. If that happens, and you’re up-to-date on your payments, we’ll fix or replace the item right away.

What to do if your rent a center payment is late?

No worries. If you ever need to make a late payment, simply contact the manager of your Rent -A-Center store on or before your scheduled renewal (payment) date – we’ll be happy to work with you! What is Rent-A-Center’s return policy?

How to make a complaint about Enterprise Car Rental?

In addition to car rental, Enterprise also oversees commercial fleet management, used car sales, and commercial truck rental operations. Email Customer Care on [email protected] Use this comments section to discuss problems you have had with Enterprise, or how they have handled your complaints.

How do you get approved for rent a center?

It’s easy to get approved just complete and submit your order online or visit your nearest Rent A Center store , all with no obligation. Learn more about How Rent A Center Works. Do I need a good credit score to rent from Rent-A-Center? Do I need a good credit score to rent from Rent-A-Center? No.

Where do I Find my payment number for rent a center?

You’ll need your agreement number to make payments online. This can be found on your rental agreement or provided by your local store. Even if you have more than one agreement, you’ll only need one of the agreement. Can I pay more than my normal payment amount when I set up an automatic payment?