Can my wife get spousal Social Security benefits?
Mia Ramsey
Published Mar 05, 2026
How Do Social Security Spousal Benefits Work? You’re eligible for spousal benefits if you’re married, divorced, or widowed and your spouse is or was eligible for Social Security. Widows and widowers can receive up to 100%. You can claim benefits based on your own work history or on that of your spouse.
How much SSDI will my spouse receive?
50%
Amount of Spousal Benefit Your spouse is entitled to up to 50% of your monthly benefit amount, subject to a family maximum amount. (This means that if you have children who are collecting benefits as well, your spouse’s benefit amount will be reduced.)
What are spousal disability benefits?
If the disabled worker is still living, a spouse generally receives 50% of the disabled worker’s primary insurance amount (the amount of the husband or wife’s monthly SSDI check), although if the disabled worker’s children are collecting benefits at the same time, the spouse’s benefit can be reduced.
How do I get spousal disability benefits?
Form SSA-2 | Information You Need to Apply for Spouse’s or Divorced Spouse’s Benefits. You can apply: Online, if you are within 3 months of age 62 or older, or. By calling our national toll-free service at 1-800-772-1213 (TTY 1-800-325-0778) or visiting your local Social Security office.
Can a spouse benefit from your SSDI benefits?
If you are the surviving spouse of the deceased, and you were married to them for over nine months, you are eligible to receive Social Security survivor benefits. Correspondingly, if the departed has a surviving child under the age of 16 for whom you, as the spouse, were caring for, then the nine-month timeframe is removed.
How much does Social Security spousal benefit per month?
If you’re eligible and can qualify, the spousal benefit can be as much as 50% of the higher-earning spouse’s full retirement age benefit. If your spouse’s full retirement age benefit amounts to $2,000 per month, your spousal benefit at your full retirement age could amount to $1,000 per month.
Can a 62 year old spouse get Social Security benefits?
If your spouse is 62 years or older when you start receiving disability benefits, he or she can also get a monthly benefit based on your earnings record unless he or she can get a higher benefit amount on his or her own record.
Can a spouse collect sposual if their child is disabled?
This can lower the sposual benefit to zero. Your spouse is caring for your disabled child. If your spouse is caring for your child who is disabled and collecting Social Security benefits, your spouse can get dependents benefits even if your child is over 16 or an adult.