Can I settle a Judgement for less?

A creditor may agree to settle the judgment for less than you owe. The creditor will file a “satisfaction of judgment” with the court. Be sure to get a written agreement that says exactly how much you will pay and when, and that the payment settles the entire debt.

How long can the judgment creditor pursue payment?

In Alberta you can proceed with post judgment collections for up to ten years. This means that as a person or company’s financial position changes, you can continue to collect on the judgment awarded to you.

How to deal with Discover credit card debt after a judgment?

I went to court on a balance of approx $4300 and agreed that I owed it. The attorney representing all the plaintiff’s told a group of us not to contact the collection companies but to wait to be summoned back to court and the judge would assist in a payment arrangement.

Is there a debt settlement program with discover?

While Discover Card has a reputation of being difficult to get credit card assistance from, they do offer some hardship type services and also debt settlement programs to certain customers. Note that if you don’t pay them on time or proactively notify them of your financial challenges, then Discover will aggressively pursue unpaid bills.

How long does a judgment with discover last?

Depending on the state you are in, judgments can last 20 years, or even longer. Coming up with a payment plan would have to make sense for you. That plan should incorporate a way to also tackle the tax lien. Settling the now inflated Discover debts will often make more sense.

Where do I Send my Discover card debt?

The company will often send the balances to collection agencies, in particular Zwicker and Associates PC. That being said, find below some examples below of how people are receiving help from the Discover Card debt settlement programs. While they will strictly enforce the terms of your credit card agreement, you can usually negotiate with them.