Can I have my tax return deposited if both names are not on the checking account?
Henry Morales
Published Apr 07, 2026
You can direct your refund to any of your checking or savings accounts; you cannot direct your refund to someone else’s account (except for your spouse’s account, if this is a joint refund).
You can also ask for a direct deposit of your income tax refund into a joint account that you are listed as an owner of, regardless of your filing status. You cannot request a direct deposit of an income tax refund into an account that is not owned by either you or your spouse, such as another relative’s account.
How to change your routing number on your taxes?
Contact a professional tax preparer. If you choose not to call the IRS to resolve the issue and prefer not to file a Form 3911 with the IRS regarding a missing refund, contact a professional tax preparer. Explain your error to this person and he will help change your routing number and recover any tax refund the IRS owes you.
What is the routing number for the IRS?
Verify the routing number error. When filing an electronic tax return you are required to provide the IRS with an ABA routing number for your financial institution in order receive refund payments or to pay any outstanding tax balance. The routing number is a nine-digit number assigned by the American Bankers Association.
Where can I find my bank routing number?
Instead, you can find the routing number on a check. You can also find your routing number by using your bank’s mobile app or by calling customer service. Alternatively, you can find your routing number through the ABA website. Banking app: Online accounts and mobile banking accounts can be another way to find your routing number.
What to do if you have an error in your routing number?
Tax preparation company Liberty Tax advises tax filers to contact the IRS directly if there is an error in the routing number. Call 1-800-829-1040 and explain the error to an IRS representative. The IRS will make any necessary changes.