Can I get health insurance after December?
Mia Ramsey
Published Feb 24, 2026
I Missed Open Enrollment. How Can I Get Health Insurance Now? Open Enrollment for 2021 Affordable Care Act plans ended on December 15, 2020. In most cases, you would need to wait until the next Open Enrollment period starts on November 1, 2021 to change your health insurance plan or enroll in a new one.
How long can a person stay on their parents insurance under the Affordable Care Act?
26 years old
Under current law, if your plan covers children, you can now add or keep your children on your health insurance policy until they turn 26 years old. Children can join or remain on a parent’s plan even if they are: Married.
How does a parent apply for health insurance?
Your parent should check with the plan or their employer’s benefits department for details. Plans bought through the Health Insurance Marketplace®: When a parent applies for a new plan in the Marketplace, they can include you on their application.
How to contact the marketplace for health insurance?
Contact the Marketplace Call Center. You’ll be sent a corrected version. What if the Marketplace needs more information? You may be asked to submit documents to confirm or add to information on your application, like your income, citizenship, or immigration status.
When does your parents health insurance coverage end?
If you’re covered by a parent’s job-based plan, your coverage usually ends when you turn 26. But check with the employer or plan. Some states and plans have different rules. If you’re on a parent’s Marketplace plan, you can remain covered through December 31 of the year you turn 26 (or the age permitted in your state).
How old do you have to be to be on your parents health plan?
Student health plans & other options If a parent’s health insurance plan covers dependents, you usually can be added to their plan and stay on it until you turn 26. Covered by a parent’s plan and about to turn 26?