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The Daily Insight

Can I collect SSDI and my pension?

Author

James Craig

Published Mar 19, 2026

Most private pensions and government pensions will have no affect on SSDI eligibility or the amount of monthly SSDI benefits you receive. This is because most pensions are not exempt from Social Security taxes, which in turn means you can receive pension payments along with full monthly SSDI benefits.

Will a personal injury settlement affect my disability benefits?

Individuals who receive Social Security Disability (SSDI) have essentially met eligibility requirements by paying into the social security system and being classified as disabled by the Social Security Administration’s standards. A personal injury settlement will not affect SSDI benefits.

Can you collect Social Security disability and comp at the same time?

The short answer is yes, you can receive both Workers Compensation and Social Security Disability Insurance (SSDI) benefits if you qualify for both disability benefits and workers’ compensation. They are separate programs. Workers Compensation programs are run by your home state.

What happens to my SSDI when I turn 65?

When you reach the age of 65, your Social Security disability benefits stop and you automatically begin receiving Social Security retirement benefits instead. The specific amount of money you receive each month generally remains the same.

Can you collect Social Security and a state pension at the same time?

En español | Yes. There is nothing that precludes you from getting both a pension and Social Security benefits. But there are some types of pensions that can reduce Social Security payments.

Is the state pension part of your retirement income?

For many people, the State Pension is only part of their retirement income. For example, they may also have money from a workplace pension, other pension and/or earnings. 3. How does the new State Pension work?

When do you add state pension to National Insurance?

Each ‘qualifying year’ you add to your National Insurance record after 5 April 2016 will add a certain amount (about £4.82 a week, this is £168.60 divided by 35) (totals do not sum due to rounding) to your ‘starting amount’, until you reach the full amount of the new State Pension or you reach State Pension age, whichever happens first.

Can a pension reduce your Social Security benefits?

But there are some types of pensions that can reduce Social Security payments. If your pension is from what Social Security calls “covered” employment, in which you paid Social Security payroll taxes, it has no effect on your benefits. The vast majority of Americans work in jobs covered by Social Security.

Can a widow collect Social Security and a pension at the same time?

A similar rule, the Government Pension Offset (GPO), reduces Social Security spousal or survivor benefits for spouses, widows and widowers who also collect a non-covered pension from their government jobs.