T
The Daily Insight

Can I collect spousal benefits if I remarry?

Author

Sarah Duran

Published Apr 25, 2026

If you receive benefits as a widow, divorced widow, widower, or divorced widower — You cannot get benefits if you remarry before age 60 or if you are disabled and remarry before age 50. If you remarry before you turn 50, you will not be entitled to survivor’s benefits, unless the marriage ends.

Can my second wife get my pension?

A pension earned during marriage is generally considered to be a joint asset of both spouses. However, it is up to state divorce courts to decide whether and how pension assets are divided, and whether survivors benefits are payable.

Will I lose my ex husbands retirement if I remarry?

If you’re eligible to collect benefits on your ex-spouse’s record, you will no longer be eligible for those benefits if you remarry. You have the ability to choose between your own Social Security benefit or your ex-spouse’s. Once you remarry, however, that choice is gone.

What are the retirement benefits for a divorced spouse?

Your benefit as a divorced spouse is equal to one-half of your ex-spouse’s full retirement amount -ONLY- if you start receiving benefits at your full retirement age. Generally, if you are eligible for retirement benefits on your own record and divorced spouse’s benefits, we will pay the retirement benefit first.

When to claim survivor benefits after a divorce?

However, this rule is not applicable to survivor benefits. This means that a divorced spouse who has not yet filed for Social Security benefits and has an ex-spouse who dies has the option of claiming survivor benefits first and suspending their own until age 70.

What happens to your Social Security benefits if you get a divorce?

If you are the divorced spouse of a worker who has passed away, you could still be eligible for survivors benefits if the marriage lasted 10 years or more. You can receive reduced benefits starting at age 60 or full benefits at your full retirement age.

Can you still receive benefits from an ex spouse if you have remarried?

If you have since remarried, you can’t collect benefits on your former spouse’s record unless your later marriage ended by annulment, divorce, or death. Also, if you’re entitled to benefits on your own record, your benefit amount must be less than you would receive based on your ex-spouse’s work.