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The Daily Insight

Can I change my bank account number with the IRS for stimulus check?

Author

Andrew Ramirez

Published Mar 27, 2026

Your bank account information cannot be changed. The bank account information in Get My Payment came from one of the following sources: Your 2020 tax return. Your 2019 tax return if your 2020 return was not processed when the IRS started issuing payments.

How do I change my IRS account to direct deposit?

Direct deposit is easy to use. Just select it as your refund method through your tax software and type in the account number and routing number. Or, tell your tax preparer you want direct deposit. You can even use direct deposit if you are one of the few people still filing by paper.

What if I entered the wrong bank account for direct deposit?

You incorrectly enter an account or routing number and the number passes the validation check, but your designated financial institution rejects and returns the deposit to the IRS. The IRS will issue a paper check for the amount of that deposit once it is received.

What happens if I give the IRS the wrong account number?

This prevents the Internal Revenue Service (IRS) depositing the refund into the wrong account. In most cases, banks will double-check the name, Social Security number and bank account number to make sure they all match. If an incorrect account number is given and the bank catches the mistake, they will return the money to the IRS.

How to change bank account number with IRS?

The phone numbers of the IRS differ based on the purpose of the calls. If you’re calling about your individual taxes, dial the corresponding phone number. For example, for tax refunds, call the refunds number. You can then change the bank details with the representative.

What happens if I give the wrong routing number for my tax refund?

If the account number and routing number pass the IRS validation check, the refund amount gets deposited into the account regardless of whether it belongs to the taxpayer or not. This means the taxpayer will have to contact the financial institution to get his funds.

What’s the correct phone number to call the IRS?

One thing you need to keep in mind when calling the IRS is to call the right number. The phone numbers of the IRS differ based on the purpose of the calls. If you’re calling about your individual taxes, dial the corresponding phone number. For example, for tax refunds, call the refunds number.